Commercial Insurance – Golf Course Insurance

Insure your golf course and shop or club with All Sport Insurance.

We offer a wide range of cover and benefits to golf clubs of any size, from mini-golf and crazy golf courses to golf and country clubs.

Your golf course insurance policy can be tailored to cover exactly what you need, from the clubhouse, fairway and greens and vehicles and irrigation system.

We always take time to identify the full details of your insurance needs and build a bespoke policy to suit you and your golf course.

The Best Insurance Protection for your Golf Course

Golf Courses have a range of people who visit the course. Whether they are club members, greenkeepers, guests or PGA Pros, all the possible risks for your club must be considered.

We can provide public liability, employers liability, buildings, contents and equipment cover, as well as specialist cover for other areas of your golf club, including the pro shop and its stock, golf clubhouse, gym and restaurants and more.

A Golf Course insurance policy has three main functions:

  • Protect your greens and equipment, and property with building and contents insurance.
  • Protect both your staff, volunteers and visitors with employer’s liability and public liability covers.
  • Your income as a business, if required, would be covered by business interruption insurance.

Building insurance will provide you cover for damage to your Golf Club and Course from an insurable event such as a flood or fire. In contrast, the contents element will cover the internal items such as furniture, electrical items or stock.

As the business owner, public liability protects you against compensation claims that could arise from guests, suppliers, or any other third party who may be injured due to negligence. Employers’ liability is similar protection but for your employees.

Including business interruption insurance means that you can claim for bills, wages, and other outgoings should your business need to stop trading through an insurable event.

Insurance for Golf Clubs and Golf Courses

Golf Clubs need liability insurance to protect them against claims arising from members or visitors in the case of personal injury, liability or accidental damage to equipment due to negligence.

It is also essential to insure your buildings and the golf course property, such as your clubhouse, pro shop or gym.

Golf clubs and courses have large areas of land that require motorised vehicles to help keep maintained. We can cover these with golf course insurance, and clubs can add or take off additional cover options for their specific course or club.

What’s included in Insurance for Golf Courses

Golf course insurance can be entirely flexible, with each club having slightly different requirements.

Nearly all golf clubs will require buildings and contents cover with liability risks. However, a specialist golf club insurance policy will provide added cover specific to your golf club, and each club is different after all.

A good policy will include extensions to cover, such as property in the open, cover for all playing surfaces, including tees and greens, against both malicious and accidental damage.

Many clubs use their clubhouse as a function room for weddings and other events, and we can provide insurance against cancellation or abandonment.

Road Traffic Act Cover is also available to protect greens maintenance machinery on a public highway within a certain radius of the course.

For more information on these and further specialist golf club extensions, please get in touch with us.

Can I still get golf course insurance if I have had claims in the past?

Each club is assessed on an individual basis when providing you with a quote for golf course insurance. If you have had claims in the past can still provide you with a quote. We will need to go through the details with you and assess the risks in your business.

If you have taken preventative measures since your claims to reduce the chances of them happening again. In that case, this can help reduce your premium and increase the number of insurance companies we can approach on your behalf.

Why choose All Sport for your Golf Course Insurance?

All Sport work with a large panel of UK business insurance companies. We can quote you on a range of insurance policies providing as much or as little cover as you need and offer flexible monthly payment terms to help you spread the cost of your insurance cover.

  • Thoroughly trained insurance specialists who search the market for you
  • Exclusive use of the free All Sport App, so you can access all your essential insurance information at your fingertips.
  • Our claims line operates 24 hours a day, 365 days a year, so we are always here when you need us the most
  • Flexible monthly payment options are available

#OnYourSide

Our team is empowered to contact insurance companies and underwriters on your behalf, giving an entirely personal service across the UK with no call centres.

We take the time to know your business insurance needs to offer you the best insurance solution to pro sports players and club managers.

If you are local to Torbay, you can even pop in and see us arrange your insurance at our high street office on Union Street in Torquay.

Not Just a Golf Course Insurance Broker

We also specialise in providing insurance cover for a range of commercial property and personal risks for pro sports players, including home, pet and travel insurance, motorbike insurance, Sports Club and Associations, van insurance and more.

What We Cover

Pro Shop Insurance
Public Liability
Equipment Cover
Motor Insurance
Property Insurance
Travel Insurance

Stuart Disney – Club Professional

My Insurance Journey

I’ve been a PGA Fellow Professional for many years and I have run my own golf Pro Shop retailing golf equipment for over 10 years. During this time, I always sought the best deal I could get to save money. Being a TGI Golf Partner, I used our own recommended supplier as they provided me the best deal. Whilst happy with my insurance cover and level of service, I never had any issues, no insurance claims, no break-ins or anything that required me contacting the insurance broker. I simply renewed each year, had a look around for prices and found that they were really competitive.

Then I had a break-in in March 2018. That’s when the problems started…

 Just sorted my car insurance out with All Sport and it seems I have finally found an insurance company which understands my profession!

 – Andrew March, PGA Professional

 The level of service I received was exemplary. Nothing was too much trouble and everything was checked for me regarding the small print.

 – Stuart Disney, PGA Professional

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