Gym and Health Club Insurance Quotes

Get insurance quotes for gyms, workout studios, fitness clubs and spinning rooms.

Official Partners of…

PCA Logo
PJA Logo
professional player

Gym Insurance and Health Club Insurance

Get insurance quotes for gyms, workout studios, fitness clubs and spinning rooms.

At All Sport, we understand that your gym or fitness club won’t just be a few running machines or spinning bikes.

Even if you are a small gym you’ll likely have other valuable items too, like office equipment and other electronics, possibly a food service area and stock, like protein shakes or clothing, which will all need to be covered.

You’ll also have members, visitors and staff, all of whom will need the protection of liability coverage in the event of an accident or injury.

Our quick and easy approach to creating a tailor-made insurance package means you can rest assured you have the right covers in place at a great price.

Whether it’s Gym Insurance, Fitness Centre insurance, Work Out Studio insurance or spinning studio insurance, you can rely on All Sport to find a competitive price while providing exceptional customer service.

What Types of Gyms and Health Clubs can All Sport Cover?

  • Small gyms and training studios
  • Relaxation classes
  • Saunas and steam rooms
  • Tanning areas and equipment
  • Pilates, yoga, dance and spin studios
  • Cafes and social areas
  • Sports Clubs, courses and pitches

 What Insurance does my Gym or Health Club need?

We offer a range of insurance covers which your gym or fitness centre may find invaluable.

Public Liability Insurance: Gyms and health clubs are businesses that spend a large part of their operation interacting with members of the public. This means that they are at a greater risk of claims being made against them should anyone be injured, or their property damaged due to your business activity.

Business Buildings and Contents cover:  Building and contents cover for your gym, fitness centre or health club will cover the cost of any repairs required due to damage, flood, fire or other risks. After all, the building is an essential part of your business, and members can often be careless.

Employers’ Liability Insurance: This is a legal requirement for any business which employs staff, be they permanent, part-time, or even temporary staff. This covers any claims made by your staff should they be injured while working.

Cyber Liability Insurance: You’ll likely hold your member and staff details on a computer, as well as your financial accounts and banking details. Cyber Liability cover will assist you if your IT systems have been hacked, resulting in fraudulent banking activity or data breaches.

Why Choose All Sport for your Gym Insurance?

  • Thoroughly trained insurance specialists who search the market for you
  • Exclusive use of the free All Sport App, so you can access all your essential insurance information at your fingertips.
  • Our claims line operates 24 hours a day, 365 days a year, so we are always here when you need us the most
  • Flexible monthly payment options are available to help you spread the cost of cover


Our team is empowered to contact insurance companies and underwriters on your behalf, giving an entirely personal service across the UK with no call centres.

We take the time to know your gym insurance needs to offer you the best Insurance for gym owners.

If you are local to Torbay, you can even pop in and see us arrange your Insurance at our high street office on Union Street in Torquay.

Gym Insurance FAQs

Can I be covered for the spa area, pool and sauna as well as my gym equipment?

Yes. We can arrange Insurance if your gym has a swimming pool, holds aqua aerobics classes or has a jacuzzi or sauna. We aren’t able to cover any contact sports or martial arts.

Can I get cover if I offer additional treatments like sports massages?

Yes, our policies can include this. Make sure you inform us when we are obtaining quotations.

Does it matter who damages my gym equipment/buildings (e.g. my staff, clients, third-party personal trainers)

Our cover protects you against damage caused by various people who use your premises, whether accidental or malicious.

Get quote today