Home Insurance Quote
Find out if you can get cheaper home insurance today.
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What Is Home Insurance and Why Do You need It?
Home insurance provides financial protection for your home and its contents against unexpected events like fire, theft, and natural disasters. It’s not legally required, but it is often a condition of mortgage agreements and it provides invaluable peace of mind.
As a sports professional, you may have unique requirements – perhaps a higher value of contents, or need for cover while travelling. We can customise your policy to meet these needs.
What Type of Homes Can I Insure?
We can provide cover for a wide range of homes, from flats and terraced houses to detached homes and bungalows. We also provide cover for non-standard constructions and high-value homes.
What Type of Home Insurance do I need?
There are two main types of home insurance:
Buildings insurance: Covers the structural part of your home, its fixtures and fittings.
Contents insurance: Covers the items within your home, such as furniture, electronics, and personal possessions.
You can choose one or both, depending on your needs. We also offer optional extras for added protection.
What do I need to get a Home Insurance quote?
Getting a tailored home insurance quote from All Sport Insurance is a straightforward process. You’ll need to provide some basic details such as:
Personal information (name, date of birth, profession)
Information about your home (type, location, construction materials, security measures, value of the property)
Details about your contents (approximate value, details of high-value items)
Any previous insurance claims
This information will help us offer a quote that’s truly tailored to the needs of the home owner.
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Use the All Sport Insurance mobile app to:
-Request personalised quotes on insurance policies
-Safely upload supporting documents
-Manage your existing policies
-Report an insurance claim
-Contact us
Our Reviews
Find out what our clients say about us. Our commitment to outstanding service and thorough cover has led to an array of positive reviews from sports professionals across the UK. Dive into their experiences to understand what makes us stand out.
How much does Home Insurance cost?
Home insurance can start from as little as £50 per year for smaller properties or homes with basic coverage and low-risk factors. However, premiums can increase to several hundred or even thousands of pounds annually for larger properties, homes in high-risk areas, or those with valuable contents or features that carry a higher risk of damage or theft—especially where factors like flood risk, security, or frequent occupancy changes are involved.
Home Building Insurance – from £100/year
Contents Insurance – from £50/year
Optional Upgrades and Add-Ons
Many insurers offer options to enhance your home insurance policy with:
Enhanced Property & Contents Cover: from £100 – £300
Provides added peace of mind by extending protection for high-value items, accidental damage, and unexpected events that may not be included as standard. Ideal if you want extra reassurance that your home and possessions are fully safeguarded.
Legal Expenses & Liability Cover: from £25 – £100
Covers the costs of legal disputes such as employment issues, property disputes, or claims made against you for accidental injury or damage. A cost-effective way to protect yourself from potentially expensive legal fees.
Home Emergency & Personal Accident Cover: from £55 – £200
Helps when life throws the unexpected your way, whether it’s a burst pipe, boiler breakdown, or personal injury. This cover provides access to emergency assistance and financial support when you need it most.
What can Affect The Home Insurance Price?
Insurance premiums for home insurance and related policies can vary depending on several factors. Here’s what typically influences the cost:
Property Size & Location: Larger homes or those located in high-crime or flood-prone areas may face higher premiums due to increased exposure to risks such as theft, vandalism, or natural disasters.
Property Features & Usage: Homes with valuable contents, swimming pools, or those frequently rented out (e.g., via short-term rentals) may pay more due to greater liability and risk exposure.
Claims History: A clean record with no recent claims helps keep premiums lower. Previous incidents—such as theft, water damage, or fire claims—can increase costs.
Type & Level of Cover: The more comprehensive your coverage (e.g., higher limits, broader protection including contents, accidental damage, or flood cover), the higher the cost—though it also provides stronger financial protection.
How can I get cheaper Home Insurance?
Here are proven ways to lower your home insurance costs while improving your property’s safety, security, and overall protection:
- Upgrade Home Security: Install CCTV, motion-sensor lighting, and strong locks on doors and windows. Adding alarm systems and security cameras can help deter theft and vandalism. This may reduce your premium by 10–15%.
- Create a Risk Management Plan: Homes with formal risk management practices are seen as lower risk. This may reduce your premium by 5–15%. Show insurers that you take safety seriously by maintaining:
- Regular home safety inspections
- Maintenance logs for heating, electrical, and plumbing systems
- Smoke alarms and carbon monoxide detectors installed
- Clear emergency procedures for fire or flood
- Maintain Safety Measures: Regularly test smoke alarms and carbon monoxide detectors, and keep fire extinguishers accessible. Some insurers reward proactive safety with 5–10% discounts.
- Increase Your Voluntary Excess: Choosing a higher excess (e.g., £1,000 instead of £500) can reduce the overall cost of your premium. Potential savings: 5–20%.
- Bundle Your Policies: Combining multiple policies—such as home building, contents, and personal belongings—into one package can unlock better rates. Potential discount: 10–15% overall.
Why Get Home Insurance with All Sport Insurance?
At All Sport Insurance, we offer a unique blend of comprehensive cover and a deep understanding of the specific needs of sports professionals.
Here’s why you should choose us for your home insurance:
Tailor-made policies for sports professionals
Comprehensive coverage for your home and its contents
Access to a wide range of insurers to ensure the best coverage
Exceptional customer service from our friendly, knowledgeable team
Quick, easy, and hassle-free claims process
Frequently asked questions
Our specialised insurance products are tailored to meet the unique risks associated with sports professionals. They cover high-value assets and includes higher levels of public liability cover, among other features.
Yes, but you need to declare these high-value items to ensure full cover. Our policies can be tailored to include items like memorabilia, equipment, and other high-value possessions.
Yes, we understand that each sport and professional has unique needs, and we can tailor the policy to reflect these.
Yes, our policies can include cover for accidental damage, both to the building and its contents.
Legal expense cover can be included in your policy to help with the costs of legal action.
Other products that we offer…
Beyond sports and super car insurance, All Sport Insurance offers a comprehensive range of other products.
Just some of our other insurance products include:
Just some of our Official Partners…
