Liability Insurance Quote
Find out if you can get cheaper liability insurance today.
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What do I need to get a Liability Insurance quote?
To provide you with a tailored quote for Liability Insurance, we require the following details:
A brief description of your sport activities and the environment in which they take place.
The number of members, participants or employees involved in your sporting activities.
Your historic and forecasted annual turnover.
Information about any past claims or incidents that could lead to a claim.
Details of any risk management procedures you have in place.
Why get Liability Insurance with All Sport Insurance?
Our Liability Insurance product will provide cover to defend you should you be accused of Damage to someone’s property, Personal Injury or if someone claims they have suffered as a result of your business activities.
By choosing All Sport Insurance, you benefit from:
An experienced team familiar with the specific needs of sports clubs and professional athletes.
Competitive rates and comprehensive cover.
A seamless and efficient claims process.
What type of liability insurance do I need?
Liability Insurance is often categorised into:
Public Liability: Covers claims made by third parties for injury or damage caused by your operations.
Product Liability: Covers claims relating to injury or damage caused by products you’ve supplied.
Employers’ Liability: Legally required if you have employees, this covers claims from employees who become ill or injured due to their work for you.
Your unique needs will dictate the type of cover that’s most appropriate for you.
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At All Sport Insurance, we want to help you. That is why we have developed the All Sport Insurance App to help you easily upload documents, view your documents, report claims and much more.
How can I get cheaper liability insurance?
Some strategies to potentially reduce your Liability Insurance costs include:
Risk Management: Implementing a comprehensive risk management strategy can reduce your perceived risk and, in turn, your premiums.
Increasing your policy excess: Increase your voluntary excess, this would mean you pay a higher excess in the event of a fault claim, but may reduce your annual premium. Speak to your agent today on how much excess you would like to pay in the event of a claim to see what discount that could mean for you.
What is Liability Insurance and Why Do You Need It?
Liability Insurance is a fundamental policy for anyone working within the sporting industry. It will provide protection against claims made by third parties for injury or property damage caused by your sporting activities. This insurance product is critical for the following reasons:
Liability insurance: Provides support for legal costs where someone makes a claim against you or your business.
Financial Security: Claims can result in substantial payouts. Insurance prevents these costs from disrupting your operation.
Reputation: A robust Liability Insurance policy shows you take your responsibilities seriously, enhancing your professional reputation.
How much does liability insurance cost?
The cost of Liability Insurance varies, influenced by factors such as the nature of your sporting activities, the number of participants, your turnover, and your claims history. Contact us for a personalised quote.
What can affect the liability insurance price?
The cost of your Liability Insurance may be influenced by:
Your Sport: Riskier sports can attract higher premiums, these include but are not limited to sports with animals, high speed & at height.
Your Turnover: Higher turnovers can mean higher potential liabilities and higher premiums.Your Claims
History: A history of frequent claims can raise your premiums.
Your Risk Management: Effective risk management can lead to lower premiums.
Optional Upgrades and Add-Ons
All Sport Insurance offers additional options to enhance your Liability Insurance, including:
Legal Expenses Cover
Increased Public Liability Limit
Personal Accident Cover
What types of Liability can I insure?
We provide Liability Insurance for a vast range of sporting activities. From team sports to individual pursuits, contact us to discuss your specific requirements.
What other types of cover can I get?
In addition to Liability Insurance, All Sport Insurance offers other specialised products, such as:
Sports Equipment Insurance
Sports Club Building and Contents Insurance
Minibus Insurance
Our Reviews
Find out what our clients say about us. Our commitment to outstanding service and thorough cover has led to an array of positive reviews from sports professionals across the UK. Dive into their experiences to understand what makes us stand out.
Frequently asked questions
It protects your business from claims of bodily injury, property damage, and in some cases, personal and advertising injury that can arise from your business operations.
Public liability covers claims for physical injury or property damage, while professional liability covers claims for financial loss due to professional advice or services.
Yes, even if you’re self-employed, you could still be held liable for damages or injuries to another person or property.
The cost depends on several factors, including the nature of your business, its location, the amount of cover you need, and your claims history.
Employers’ liability insurance is required by law if you employ staff. Public liability is not legally required but can be critical for protecting your business.
Yes, liability cover can often be added with other types of business insurance.
The retroactive date is the date from which your business is covered for claims arising from its professional services. Claims that come from work done before this date won’t be covered.
‘Claims made’ means the policy will cover claims made during the active policy period, regardless of when the incident causing the claim occurred.
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