Any loss due to the insureds deciding not to get married 
  Claims arising directly or indirectly from failure to obtain the recommended vaccinations
 Events or circumstances of which you were aware or that were public knowledge, at the time of buying this policy that make a loss or claim inevitable or which substantially increases the risk of financial loss
  Losses directly or indirectly occasioned by, happening through, or in consequence of alcoholism, the use of intoxicating drink or drugs or self-exposure to needless peril
 Any damages related to atmospheric conditions
 Any damages that are direct or indirect consequence of wear and tear, inherent defect, rot, mildew, rust, corrosion, frost or soiling, insects, woodworm, vermin, or moths
 Any damages or losses confiscation or detention by government or other authorised officials
 Damages caused by a wedding services supplier not providing you with the service or level of quality which they contracted to unless specifically covered in this policy
 Any travel costs
 Any deliberate, wilful, criminal, or malicious acts and any acts of vandalism by persons invited to the event by the insured couple
 Losses recoverable by any other sources
 Any deposits paid more than 30 days before the start date of this policy.
 Any one upon whom the wedding depends acting against medical advice, awaiting results of tests or medical investigations, being on a hospital waiting list for treatment, having received a terminal prognosis, suffer from anxiety, stress or depression, committing or attempting to commit suicide or injuring himself intentionally